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Can I rent out my house when I have a mortgage?

Only with a written approval of the mortgage provider. In general mortgage providers will be conservative to give permission because it strongly weakens their legal position in a default (foreclosure) situation. Please always discuss this option with your mortgage provider, so that we can consider lenders that have buy-to-let options. Even better, let us know your wish to be able to rent out your property in the future.

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